📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bank statements

Options
My current account doesn't look great. It shows Amazon and PayPal quite often and William hill also. I have gambled £1065 in 6 months. Mind you £4620 has been cashed out.

I already had a decision in principle but now that I have to provide my bank statements I'm not sure what their take will be on them...

Comments

  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could have had a broker take you to a lender that does not ask for bank statements.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • jay459
    jay459 Posts: 67 Forumite
    I am going co ownership which requires bank statements. So I just don't know what opinion they will have on my statements...

    Surely they won't refuse it outright without any compromise, like I have no outgoings, Its an affordable hobby...
  • damianmcr
    damianmcr Posts: 157 Forumite
    What lenders do not ask for bank statements?
  • hcb42
    hcb42 Posts: 5,962 Forumite
    jay459 wrote: »

    Surely they won't refuse it outright without any compromise, like I have no outgoings, Its an affordable hobby...

    :eek::eek::eek:
  • hcb42
    hcb42 Posts: 5,962 Forumite
    i had to do three eeks to get to ten characters
  • Car1980
    Car1980 Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's a gamble :D

    Depends on which underwriter's desk they lend on. They might only just look at the headline what goes in and out figure. They might just have a quick scan through only to see if there are payday loans.

    You might as well just see since you can't really get out of it.

    But I'd stop gambling now and try to get 3 clean months.
  • jay459
    jay459 Posts: 67 Forumite
    do you think they would ask for credit card statements...?
  • Car1980
    Car1980 Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Generally not.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.