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Mkpd

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hello all. Just wanted to thank all who gave us some advice about mkpd. They were threatening to take my son to court over an overdraft debt which they could not prove. It has been going on for a while and the last letter from them was one that said we will see you in court.

We wrote back saying "prove it--because you never have and we look forward to seeing you in court". We had kept all correspondence, including thier letter which said they could not provide statements and we were to find them ourselves! We have not heard from them again--probably about 6 weeks ago.

Today my son looked at varoius credit checks and the marks etc placed by mkdp have all gone and his credit score has shot up. Not quite sure if this means that they have given up or its just another tactic but hope this might be the end of it. So---onec again, thanks all, particularly fermi.

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  • sourcrates
    sourcrates Posts: 31,644 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    hello all. Just wanted to thank all who gave us some advice about mkpd. They were threatening to take my son to court over an overdraft debt which they could not prove. It has been going on for a while and the last letter from them was one that said we will see you in court.

    We wrote back saying "prove it--because you never have and we look forward to seeing you in court". We had kept all correspondence, including thier letter which said they could not provide statements and we were to find them ourselves! We have not heard from them again--probably about 6 weeks ago.

    Today my son looked at varoius credit checks and the marks etc placed by mkdp have all gone and his credit score has shot up. Not quite sure if this means that they have given up or its just another tactic but hope this might be the end of it. So---onec again, thanks all, particularly fermi.

    Good stuff, they won't admit defeat, you just won't hear from them again, hopefully !!!!!!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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