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Very unexpected early discharge @ 26 weeks
chimaera_2
Posts: 43 Forumite
Hi all,
when i got home form work last night i had a letter from the OR.
Once opened it contained the document stamped by the local court saying i was discharged on the 2nd Aug, so 26 weeks and 1 day after BR.
Did not have to fill out any form of second SOA for the OR, in fact since the telephone interview in March this is the only corrispondence i have had.
Now a quick question:
The letter states that i can apply to the local court for a offical certifcate. Is this worth getting? does it cost anything?
Finally, although i am not a regular poster i would like to thank everyone of you who have taken the time to read my posts and respond with your thoughts and to everyone else who's posts i have read and that has helped me through this period.
Chimaera
when i got home form work last night i had a letter from the OR.
Once opened it contained the document stamped by the local court saying i was discharged on the 2nd Aug, so 26 weeks and 1 day after BR.
Did not have to fill out any form of second SOA for the OR, in fact since the telephone interview in March this is the only corrispondence i have had.
Now a quick question:
The letter states that i can apply to the local court for a offical certifcate. Is this worth getting? does it cost anything?
Finally, although i am not a regular poster i would like to thank everyone of you who have taken the time to read my posts and respond with your thoughts and to everyone else who's posts i have read and that has helped me through this period.
Chimaera
BR - late January 2007
Early Discharge - early August 2007 (6 months 2 days)
Early Discharge - early August 2007 (6 months 2 days)
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Comments
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Firstly CONGRATULATIONS :j:beer:
Right. The certificate can be worth getting depending on what you want to do next. It costs £60 + £1 per extra copy from the court, but if you were entitled to exemption of the original £150 court fee for your BR and the circumstances still apply you should be exempt the £60 as well.
If you want to check and clear up your Credit Reference Files then it is advisable to have an actual certificate to send to your creditors, since a few won't accept anything else as proof.
For details on cleaning up your files see:
http://bankruptcy.informe.com/viewtopic.php?t=192
Again, congratulations and good luck with the future.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Just like to add my congratulations onyour early discharge. :T :T
I was just as surprised (though pleasantly relieved) when I got mine at 6 months, as I hadn't been asked for an updated I/E either.
Good luck for the future.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
well done on the early discharge great newsOfficial DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Congrats on your early discharge 0
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on your early discharge!! We all die. The goal isn't to live forever, the goal is to create something that will0 -
Congratulations, Chimaera. BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
I would get the certificate just in case you need it in the future.Barclaycard 3800
Nothing to do but hibernate till spring
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Excellent!Congratulations!
And thanks Fermi,I did'nt realise you could get the £60 waived if on benefits!0 -
Hiya - Congrats!
I wonder if any of the London set have heard anything about discharge...BCSC Member 70:j
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