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moving home help?

Hi all. Putting my house on the market tomorrow and hoping to move to a bigger house (bigger mortgage) i have A loan with halifax (£8k) i want to pay off from the equity i have in my house now which Will leave me just over 10% for a deposit (£18k House is £165k) My mortgage is currently with halifax and wouldnt mind staying with them. Will halifax just take the money from my equity and pay the loan off on completion or would i have to do it and would they take into account paying this off when i do the affordability. I have a meeting on tuesday but just trying to get advice before hand?

Comments

  • Contemptuous
    Contemptuous Posts: 516 Forumite
    If you tell Halifax of your intention, your solicitor should deal with paying off the loan, and Halifax can make it a condition of the mortgage offer that this happens.
    Slummy mummy!
  • seanwinf
    seanwinf Posts: 73 Forumite
    Thats great then thanks always helps have a little knowledge when doing these things i think
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