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Is it a financial advisor I need???

Hi

I need financial advice but when looking at whether I need one, how to get one etc etc - it is with the view you are buying a product. I'm not sure whether I will be needing a product yet as I need general financial advise (should I sell, downsize, stay put, debt advice etc etc. Who would I turn to ? I have many pathways I could take but not sure which one is financially best. Thanks.

Comments

  • ACG
    ACG Posts: 24,874 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If its a mortgage then its a mortgage advisor.
    If its pensions/investments then its a financial advisor.
    If its like insurance - its either.

    Call up a broker, let them sit down with you and go through the options.
    I do occasionally sit down with people where their best option is to stay where they are or not worth the effort for what they would save. OK, it takes up an hour or 2 of my time, but thats part and parcel of the job.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • cici71
    cici71 Posts: 109 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    I guess I could wrap up my situation in 5 mins. But then it may take up to half hr to hear options/advice. Do you do telephone advice - I'd obviously pay for your time ? Or am I breaching rules asking that? 😳
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