First Time Buyer (Wannabe)

Sarahj1590

no longer need advice, this can be deleted

TravelBugHappy

I think you need to clear as much debt as possible before applying.

Especially the overdraft - some lenders will decline you automatically because you are constantly in your 2K overdraft as it shows you're not living within your means.

If you can't do this then probably best speaking to a mortgage advisor