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Credit file during bankruptcy
Chasingdreams
Posts: 28 Forumite
Morning all,
Looking to pick everyone's brains again!
Just checked my credit file on Noddle and it's obviously not the best. Declared BR in early Sept but just wanted to check the status of my accounts.
Is it normal for all my debts to still be showing as a default? Perhaps or mistakenly assumed they would have left my report by now or does this happen after AD?
If it's after AD, does this happen automatically or do I have to do some chasing?
Thanks for all your help,
Chasingdreams
Looking to pick everyone's brains again!
Just checked my credit file on Noddle and it's obviously not the best. Declared BR in early Sept but just wanted to check the status of my accounts.
Is it normal for all my debts to still be showing as a default? Perhaps or mistakenly assumed they would have left my report by now or does this happen after AD?
If it's after AD, does this happen automatically or do I have to do some chasing?
Thanks for all your help,
Chasingdreams
0
Comments
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Accounts should show as default after bankruptcy.
The should remain that way, and then be updated to show as satisfied (partially or not) when you are discharged, but they still remain a default.
They then show on your report for 6 years from the original default date, which should be no later than the date of you BR order.
If after you are discharged things like default date or satisfaction are wrong you can chase as per --> Credit Reference File Clean Up Post BankruptcyFree/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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