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DFW Glossary

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Is there a list somewhere on the forum of all the common term's used within the debt free wannabe section? If not we should totally stick one together as there are SO many. Anyway, most people might disagree but I thought it might be a useful thing to have especially for us newbies. So if anyone can think of any to add feel free
LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.
Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:
Total - £0 :rotfl: + OD = 100% paid!!!
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Comments

  • Yeah i totally agree with you - it would help me loads!
    Proud to be dealing with my debts!DFW Nerd No. 634 LBM: 3rd time - Dec2008 I NEED TO BEAT IT THIS TIME!
    Total Loan Debt = £[strike]13,737.80[/strike] 13,042.44, Total Non-loan Debt = £[strike]5,289.33[/strike] 4,704.45 - Total= [strike]19,027.13[/strike] 17,746.89 FEB 09
    Freelance earnings - Feb 09 = £260 so far Make £30 a day in Feb - £260.40 of £840 5 NSD in Feb 09 - 1 of 5
  • rayday2
    rayday2 Posts: 3,960 Forumite
    What sort of things do you need to know, I can't think off the top of my head

    DMP - Debt management plan
    CC- Credit card
    DD - Direct debit
    OH - other half
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    OD - Overdraft.

    Only other one I can think of.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DS = dear son
    DD = dear daughter
    DP = dear pony (see pania's thread!)

    PS - what does IVA stand for?
    2023: the year I get to buy a car
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    DH- Darling Husband
    DD- Darling Daughter
    DS - Darling Son
    SOA - Statement of Affairs (a list of all incomings and outgoings)
    IVA- Individual Voluntary Arrangement
    CCCS- Consumer Credit Counselling Service
    MSE - Money Saving Expert
    DFW - Debt Free Wannabee
    OS - Old Style
    MFiT -Mortgage Free in Three
    MFW -Mortgage Free Wannabee
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • ZTD
    ZTD Posts: 24,327 Forumite
    MB = Matched betting/Miserable Bollox
    DFW = Debt Free Wannabee
    D(H,W,S,D,SD) = Dear/darling/dippy Husband/Wife/Son/Daughter/Step Daughter (etc)
    IVA = Individual Voluntary Arrangement
    LOL = Laugh out loud.
    OP = Original Poster
    ZTD = Me
    SO = Standing Order
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • baxgttdi
    baxgttdi Posts: 388 Forumite
    that's just the sorta thing I was after heh :). LOL @ ZTD = Me
    LBM 2 - 27.05.09. Debt was £33224 + 1100:eek: OD.
    Car - was - [STRIKE]20867[/STRIKE] - now - Gone! :T Zopa - was [STRIKE]6800[/STRIKE] -now - Gone loan - was [STRIKE]1687 [/STRIKE]- now Gone! :T Student Loan - was [STRIKE]1850 [/STRIKE] - now gone!! - Barclay Card was -[STRIKE] £2000[/STRIKE] now - Gone OD - was 1100 - now - 900 :mad:
    Total - £0 :rotfl: + OD = 100% paid!!!
  • rayday2
    rayday2 Posts: 3,960 Forumite
    No ZTD = ZTD you are baxgttdi :p
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Some of these may already have been mentioned.

    AoB = Attachment of Benefits
    AoE = Attachment of Earning Order
    CA = Careers Allowance
    CA = Child Allowance
    CAB = Citizens Advice Bureau
    CB = Child Benefit
    CC = Credit Card
    CCA = Consumer Credit Act
    CCA = Consumer Credit Agreement
    CCCS = Consumer Credit Counselling Service
    CCF = Court Claim Form
    CCJ = County Court Judgement
    CCS = County Court Summons
    CO = Charging Order
    CRA = Credit Reference Agency
    CRF = Credit Reference File
    CSA = Child Support Agency
    CT = Council Tax
    CTB = Council Tax Benefit
    CTC = Child Tax Credit
    DCA = Debt Collection Agency
    DLA = Disability Living Allowance
    DMC = Debt Management Company
    DMP = Debt Management Plan
    DPA = Data Protection Act
    DTI = Department of Trade and Industry
    DVLA = Driver and Vehicle Licensing Agency
    DWP = Department of Works and Pensions
    F&F =Full and Final Settlement
    FOS = Financial Ombudsman’s Service
    FSA = Financial Services Authority
    HB = Housing Benefit
    HMRC = Her Majesty’s Revenue and Customs
    HP = Hire Purchase
    HPA = Hire Purchase Agreement
    I&E = Income and Expenses
    IIB = Incapacity Benefit
    IC = Information Commissioner
    ICO = Information Commissioners Office
    IP = Insolvency Practitioner
    IR = Inland Revenue
    IVA = Individual Voluntary Arrangement
    JSA = Job Seekers Allowance
    OFT = Office of Fair Trading
    OR = Official Receiver
    PAYE = Pay as You Earn
    SD = Statutory Demand
    SLC = Student Loan Company
    SO = Standing Order
    SOA = Statement of Affairs
    WTC = Working Tax Credits
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Dr_Hook
    Dr_Hook Posts: 509 Forumite
    Part of the Furniture Combo Breaker
    How about:

    LBM - Light Bulb Moment
    BR - Bankrupt(cy)
    OR - Official Receiver
    CCA - Consumer Credit Act
    IA - Insolvency Act / Immoral_Angel :p
    IPO/IPA - Income Payments Order / Agreement
    DMP - Debt Management Plan

    ROTFLMAO - Rolling On The Floor Laughing My !!!!! Off
    IYSWIM - If You See What I Mean
    IM(H)O - In My (Humble) Opinion
    TIA - Thanks In Advance (that one had me stumped for ages :rolleyes:)

    Edit - Holy acronyms Batman! That's a helluva list fermi! :shocked:
    Proud to be dealing with my debts - DFW Nerd #491
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