not giving up and not giving in

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hi im 28 years old and live in the south wales valleys. im apart of the debt free by Christmas 2015 thread. I had £4080 in debt and managed to get it down to £3575 in the past 2 months or so. im on a low income of on average 10k to 11k a year and the debt has bogged me down for years.
im setting up this new diary to keep me on track because im not giving up on being debt free and hoping to start saving for a house to be paid in cash and im not giving in to all those out there who say being debt free is impossible.
if your one of those people who put people down and say you will never be debt free, do yourself a favour and get a life!!
im setting up this new diary to keep me on track because im not giving up on being debt free and hoping to start saving for a house to be paid in cash and im not giving in to all those out there who say being debt free is impossible.
if your one of those people who put people down and say you will never be debt free, do yourself a favour and get a life!!
Debt free in 2016. /£2935
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/
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#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/
As good as it feels to be getting somewhere my depression is playing up at the min. Please keep me in your prayers
#151 745/4180 here's to being debt free in 2015 :mad::xmassign:
emergency fund #110 £220/£1000:(:eek:[/
Saving for Christmas 2019 #27 total £62.00
Sealed pot challenge 12 #32 total £67.50
Mortgage paid off.