We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
loan or credit card?

zoeandsparky
Posts: 3 Newbie
in Loans
I am hoping to buy a new car. I have saved a certain amount and will need a further £4,000. Am I better off taking out a loan for this amount and then opening 0% tranfer card/s to pay off this Loan? Or should I use my existing credit cards to meet the £4,000 and then open 0% cards to pay off the credit cards? or should I open a 0% transfer / spending card?
0
Comments
-
How much a month can you afford?
Garages mostly charge a fee for using a credit card.0 -
I will be able to pay back about £250 a month.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards