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Is my mortgage placeable
Options
JSP440
Posts: 14 Forumite
Hey Guys, Long time viewer but this is my first post.
I have adverse credit (I'll list it later) I am just wondering if any one thinks i will be able to get a mortgage with the following information.
deposit - I have 14,000
Defaults:
Number 1 - Default date - 02/11/2011 - settled 30/12/2013 - £340
Number 2 Default date - 12/01/2011 - settled 30/12/2013 - £342
Number 3 Default date - 10/10/2011 - settled 13/11/2012 - £608
From what I've read on here, I don't think ill be able to get a mortgage but I'm hoping others will know better?
cheers for your help in advance!
I have adverse credit (I'll list it later) I am just wondering if any one thinks i will be able to get a mortgage with the following information.
deposit - I have 14,000
Defaults:
Number 1 - Default date - 02/11/2011 - settled 30/12/2013 - £340
Number 2 Default date - 12/01/2011 - settled 30/12/2013 - £342
Number 3 Default date - 10/10/2011 - settled 13/11/2012 - £608
From what I've read on here, I don't think ill be able to get a mortgage but I'm hoping others will know better?
cheers for your help in advance!
0
Comments
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Subject to the absolute detail, your credit history is unlikely to prevent you getting a mortgage.
You will need a broker thoughI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
As above, there are potentially some options but it will come down to the detail.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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What should my next step be? How do I go about finding a broker? Do I need one that specialises in adverse credit, if they exist?0
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Probably is a good idea to find one with experience in adverse.
I would just jump on google?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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