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Employee, self-employed, changing jobs
Amara
Posts: 2,176 Forumite
I've been self-employed for five years and now I'm planning career change and be employee again. I'm also planning to apply for mortgage soon. Should I put my career change on hold now until my mortgage is approved? Or, as a employee, I'd have a bigger chances for mortgage? I've always thought you have to be employed for at least six months first , before applying for loan.
Thanks.
Thanks.
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Comments
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Anyone, please?0
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My apologies for service standards dropping !!
8pm on a Monday evening and no-one on duty for a reply within 50 minutes - what is the world of free advice coming to !!
The answer I'm afraid is going to be down to many factors ... what your S/E figures look like, whether the job is in the 'same line', does it have a probation period, is it an increase in income etc etc.
There are possibilities for month one employment mortgages, in the right circumstances.
Devil will be in the detail - and detail best analysed by a broker in my view.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Senior_Paper_Monitor wrote: »My apologies for service standards dropping !!
8pm on a Monday evening and no-one on duty for a reply within 50 minutes - what is the world of free advice coming to !!
Any more of this tardiness and we will drop you off of the advice panel SPM.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thank you for replies.0
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Broker now will prevent tears later.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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