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Multiple credit card applications and end of current mortgage deal
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Zenboor
Posts: 50 Forumite
Good afternoon,
Our 2 year fixed deal with Halifax ends in September this year. I have made several credit applications since January this year and have access to 20k more than I did when we started the fixed term deal. However, I'm using 1.5k of existing credit with no other debts.
I've also had two 1 month late payment markers over the last 24 months but nother adverse information on credit file.
Current rate is 4.24% and have about 27% equity in the property.
Should I stick with the Halifax variable rate of 3.99 or is it worth going for other deals out there?
Our 2 year fixed deal with Halifax ends in September this year. I have made several credit applications since January this year and have access to 20k more than I did when we started the fixed term deal. However, I'm using 1.5k of existing credit with no other debts.
I've also had two 1 month late payment markers over the last 24 months but nother adverse information on credit file.
Current rate is 4.24% and have about 27% equity in the property.
Should I stick with the Halifax variable rate of 3.99 or is it worth going for other deals out there?
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