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natwest - ccj
anxiousann
Posts: 6 Forumite
I have a NatWest appl in and a ccj from nov 2009 for £332 satisfied in 2011. Will this be an instant no?
0
Comments
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They assess on a case-by-case basis, and state that they 'will usually decline an application where the applicant has a history of financial hardship' however they don't have a hard and fast rule, it depends on the rest of the case. Are you using a broker? What did they say?I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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no went straight into branch
she was very hopeful
she thinks it wont matter
but they have done the checks now and I am just worried to death - have started talking to brokers to try and get one lined up to start looking for another lender0 -
I would do - any adverse credit mortgage application really is a lottery going directly to a bank, but if the lady in the branch seems confident, fingers crossed.
Have you called to follow up on this? When was the application made/checks done? The outcome is usually known fairly soon.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
it was only Friday - she thinks Wednesday she would know - I have emailed offering a gurantoor if they do that kind of thing?
she was overly confident she said forget about the ccj - it might not show up which makes me worry that I didn't disclose it0
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