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help please!

:confused: im currently 15k in debt and need some advice what i can do.... do i go brankrupt??? or does anyone know of any good ideas and people i could talk to about this?..

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Comments

  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Go into the first time posters sticky and look at the SOA done by SouthernScouser and then copy for us an SOA of your own in this thread so that we can see what you owe, where you owe it and what is the % rates etc compared woth your income. It will aslo help us to have your monthly expenditure so that we can help you cut back.:D
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • rayday2
    rayday2 Posts: 3,960 Forumite
    You can talk to the CCCS, Payplan or National debthelpline all of these are charities that will genuinely advise you rather than make a profit out of you, all of them you can get information about now if you stick them in google.

    If you want to post a more detailed account of what you pay out and what you earn please feel free to do so.
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