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WifeandMummy
Posts: 203 Forumite
Hi,
How long do you need to be in your job for before you can apply for a mortgage please.
Thanks
How long do you need to be in your job for before you can apply for a mortgage please.
Thanks
DEBT FREE BY CHRISTMAS 2015 - #018
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Depends entirely on lender.
Your best bet is to use a broker.Slummy mummy!0 -
Why would she need a broker?
Most lenders ask for your last 3 months wage slips
Now if you change career or are self employed or getting a Big Bonus every 6 months then it could be more complex.
Is the mortgage application complex? Main wage earner your other half?
Equity in your property 95%/90%/85%/75%/60%
Remortgage of existing property or moving home?
Under the New MMR rules a new lender will be asking LOTS of questions.
If you have a complex case then you might need a broker.
PS I did use a broker last year0
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