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Robinson Way and a non existent CCJ....
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cleanonme
Posts: 96 Forumite
Afternoon all.
I'm really hoping someone can offer me some advice. I've been receiving letters from Robinson Day stating that I owe money to HPH Ltd (previously GE Capital) I have no knowledge of this debt, and they are now telling me that it's subject to a County Court Judgement. My partner and I are about to apply for a bigger mortgage to facilitate a house move, so I've been obsessively monitoring our credit reports for the last 6 months. Never has this debt shown, nor is there a CCJ registered. In a state of paranoia, this morning I have paid to do a CCJ search against my name and it returned with nothing found against me.
To be honest, I can't cope with the stress of this! Would someone be so kind as to advise me on the next steps for me? I am nervous to get in touch in case this "CCJ" becomes registered against me and it scuppers my mortgage application.
Thanks in advance for any guidance you can provide.
I'm really hoping someone can offer me some advice. I've been receiving letters from Robinson Day stating that I owe money to HPH Ltd (previously GE Capital) I have no knowledge of this debt, and they are now telling me that it's subject to a County Court Judgement. My partner and I are about to apply for a bigger mortgage to facilitate a house move, so I've been obsessively monitoring our credit reports for the last 6 months. Never has this debt shown, nor is there a CCJ registered. In a state of paranoia, this morning I have paid to do a CCJ search against my name and it returned with nothing found against me.
To be honest, I can't cope with the stress of this! Would someone be so kind as to advise me on the next steps for me? I am nervous to get in touch in case this "CCJ" becomes registered against me and it scuppers my mortgage application.
Thanks in advance for any guidance you can provide.
0
Comments
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Hi,
If nothing is registered against your name, then it could be Robbers way have the wrong person.
Sending the provit letter will clear this up one way or another.
https://forums.moneysavingexpert.com/discussion/2607247I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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