Confused about this months contribution

w00519772

I have had problems with my pension as described here: https://forums.moneysavingexpert.com/discussion/5222752

Payroll have now enrolled me on the correct scheme were the employer contributes 5% and I contribute 3%. However, it appears that I have contributed 3% and my employer has contributed 1%. I queried this with payroll and they said that the employer will start contributing next month.

Is it normal for the employer to start contributing one month after the employee starts contributing?

hyubh

w00519772 wrote: »

Payroll have now enrolled me on the correct scheme were the employer contributes 5% and I contribute 3%.

Great!

Is it normal for the employer to start contributing one month after the employee starts contributing?

Argh, I thought your claim was that you should have been enrolled correctly months ago? If so, stick to your guns and ask directly why the employer contributions have not been backdated.

(That said, in answer to your question: if you were a new employee they could treat your employment as probationary and not contribute anything for three months without breaching auto-enrolement legislation. However, this scenario wouldn't appear to apply to you.)

w00519772

hyubh wrote: »

Great!



Argh, I thought your claim was that you should have been enrolled correctly months ago? If so, stick to your guns and ask directly why the employer contributions have not been backdated.

(That said, in answer to your question: if you were a new employee they could treat your employment as probationary and not contribute anything for three months without breaching auto-enrolement legislation. However, this scenario wouldn't appear to apply to you.)

I am in talks with unison about the backdated payments. Are you saying that it is normal for the employer to delay payments by one month?

I can only find one question on here about backdated pension payments. I am surprised by this. If anyone knows of any similar questions then please let me know.

hyubh

w00519772 wrote: »

Are you saying that it is normal for the employer to delay payments by one month?

No, I'm saying it's not out of the ordinary for an employer to only start paying pension contributions once (a) they have to and/or (b) the employee has been in the job long enough to show they're wanted (and want to stay).

I can only find one question on here about backdated pension payments. I am surprised by this. If anyone knows of any similar questions then please let me know.

I know it's to do with your pension arrangements, but this isn't really a 'pensions' issue as such - it's an employment one. If the employee benefit concerned was, say, different tiers of private health insurance instead, that wouldn't particularly change things as there would be no general 'rule' in either case.

w00519772

Ok, thanks. Do you think I stand a good chance of recouping the lost payments? Unison are getting legal advice for me. I am just trying to see what other people think is reasonable.

Linton

Perhaps its a date effect - eg the company pay their contributions on a particular day of the month, which has now passed. Or it could be that it takes a bit of time to set up the company side of the payments. It seems much to early to start asking lawyers, just ask the payroll dept or your manager.

w00519772

Linton wrote: »

Perhaps its a date effect - eg the company pay their contributions on a particular day of the month, which has now passed. Or it could be that it takes a bit of time to set up the company side of the payments. It seems much to early to start asking lawyers, just ask the payroll dept or your manager.

Unison are getting legal advice about the back payments to August 2013.