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EU income for UK mortgage
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Brian1975a
Posts: 2 Newbie
Living in the UK, I am employed here but my wife works for a company based abroad (in the EU) and has for more than a decade - are there any lenders who would take her income into account for a joint application?
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Yes - not over generous but certainly do-ableHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Where is she paid? UK?
Does she pay UK income tax?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
i just got a mortgage through broker with halifax and i get paid from singapore in us dollars. as per banks guidelines they just exchange it into pounds using online calculator and that is amount they take into consideration. so best do it when exchange rate is in your favour0
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She is paid in Greece, no UK income tax. I'm just wondering which lenders would take this into account - thanks gharrower, I'll get in touch with Halifax as a first step.0
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gharrower
I am in similar situation to you and hoping to buy house next year, did your broker/lender mention anything about the rule change on foreign earnings?0 -
Brian1975a wrote: »I'll get in touch with Halifax as a first step.
Engage a broker as a first step.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
go to a broker , i was a special case earning usd , submitting a tax return but paying no tax as im a seafarer and still uk resident , worried for ages and searched forums for ages , spoke to a few brokers , some not so helpful until i found one that had a clue and went with him , mortgage done in no time and happy.0
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no idea on rule change , can you elaborate0
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gharrower, have sent you a pm0
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