basic bank account not linked to others

lor6126

hi trying to help someone with credit card debts and trying to find out if it is possible to open a basic bank account with a bank that has no link to others. thank you for any advice

ShirePiskie

Hi. If you can find out who the credit cards are with and post that, people will be able to give an answer.

sourcrates

Linked Banks and Creditors

When you’re dealing with your debts, it’s very important to ensure you have a ‘safe’ bank account – i.e. a bank account that isn’t linked to any of your unsecured creditors.

Below is a list of the most common linked banks and building societies in the UK – if your bank account and any of your unsecured debts are with linked institutions, you should consider opening a new basic bank account to keep your money safe. Find out more about ‘safe’ bank accounts here.

Allied Irish Bank
First Trust Bank (NI)

Bank of Ireland
Post Office

Bank of Scotland
AA
Birmingham Midshires
Capital Bank
Halifax
Intelligent Finance
Saga
St James’s Place Bank
Aviva
BM Savings
Axis Bank UK Ltd

Barclays Bank
Barclaycard
Standard Life
Barclays Direct
ING Direct

Co-Operative Bank
Britannia
Smile

Family Building Society
National Counties Building Society

HSBC
First Direct
John Lewis / Waitrose
Marks & Spencer

Nationwide Building Society
Cheshire Building Society
Derbyshire Building Society
Dunfermline Building Society

Royal Bank of Scotland (RBS)
Child & Co
Direct Line
Drummonds Bank
Holt’s

Santander
Cahoot
Bradford & Bingley
Alliance & Leicester

Skipton Building Society
Castle Money
Chesham Building Society
Scarborough Building Society

Stroud & Swindon Building Society
Coventry Building Society

Yorkshire Bank
Clydesdale Bank

Yorkshire Building Society
Barnsley Building Society
Chelsea Building Society
Egg
Norwich & Peterborough Building Society
Yorkshire Shareplan

lor6126

thank you, only one i know they have is MBNA credit card, i will find out the rest.

fatbelly

This table may be a little out of date but is a guide to what banks call their basic accounts, and which have debit cards with them

https://53b86a9de6dd4673612f-c36ff983a9cc042683f46b699207946d.ssl.cf3.rackcdn.com/bank_accounts_table.pdf