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Basic mortgage question re. existing debt...
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baldster
Posts: 5 Forumite
Hi
Hopefully an easy one for somebody to answer for me;
I had a default on my credit file that dropped off in Feb 2015. This was related to a disputed debt that still remains, however not on my credit file. When it comes to a lender doing a 'search', is it merely a search of my credit file or will they still have access (somehow) to my default?
My point being if they can't see it, I don't want to declare it.
NB The default amount is around £100.
Thanks in advance.
Hopefully an easy one for somebody to answer for me;
I had a default on my credit file that dropped off in Feb 2015. This was related to a disputed debt that still remains, however not on my credit file. When it comes to a lender doing a 'search', is it merely a search of my credit file or will they still have access (somehow) to my default?
My point being if they can't see it, I don't want to declare it.
NB The default amount is around £100.
Thanks in advance.
0
Comments
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Don't do your mortgage with a lender in the same group as the defaulted account, if it was indeed such a product.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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