We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Is there help out there?
Options
Big_John_246
Posts: 56 Forumite
:silenced:
It’s nice to be important but it’s more important to be nice. :dance:
0
Comments
-
John, if you find some, post up where it is and we can all have a bit.
Life is tough, tougher for some, even tougher for others....some humans are fleaing their own country and risk their lives on boats that sink in the ocean, some have never drunk a glass of wine, some leave their families thousands of miles away to earn money to send back to their families so they can eat bread, some have to rely on bread from other countries.
Good lucks"Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!0 -
Firstly, the vast majority of people on benefits can only dream of pets, Sky TV, an iPhone and a holiday...
Secondly, forget the "average" wage. It's a complete nonsense because a few hundred millionaires/billionaires pull the figure up for everyone else.
18.5 million people in the UK earn under 20k/year (of which about 8 million are part time)
11.8 million people in the UK earn over 20k/year (of which around 1 million are part time)
So if we look only at full time workers, roughly half are above 20k and half are below 20k.... that puts the "real" average (the median, not the mean) at around 20k
I understand that this doesn't really help you with your debts, but at least perhaps it will give your previous salaries some context for you: you aren't failing just because you aren't earning £26k+
Unfortunately there's not much help out there beyond basic benefits to live off or top up very low wages."You did not pull yourself up by your bootstraps. You were lucky enough to come of age at a time when housing was cheap, welfare was generous, and inflation was high enough to wipe out any debts you acquired. I’m pleased for you, but please stop being so unbearably smug about it."0 -
Big_John_246 wrote: »
wanted to go on to a repayment
You can overpay on your existing mortgage to create the same effect as a repayment mortgage.
But you need to calculate how much you will need to over pay by to clear the mortgage by the end of the term.0 -
Big_John_246 wrote: »and wanted to go on to a repayment
I must of missed the actual issue out of the 1340 words in the opening post.
Find another lender, down value your current property, down value your car(s), sell stuff to try and reduce your debts/overpay mortgage."Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!0 -
and just as an aside, who actually told you you were dyslexic......make the most of it, we are only here for the weekend.
and we will never, ever return.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards