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Mortgage Offer Withdrawal

Panicking so much, we asked our mortgage broker after our mortgage offer, if it was okay to get finance, his reply was 'yes , will not be a problem at all. But after reading online that taking it out can cause you to lose your offer ? Will we lose our offer and have we been poorly advised.
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Comments

  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why would you want to take finance between offer and completion?


    Avoid this.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Finance for what?
  • Because have no Furniture and it takes weeks to come and we'd have nothing for when we move in ?
  • amnblog
    amnblog Posts: 12,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not have any furniture?


    You're not the first, and you wont be the last.


    Don't risk it would be my position.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • paulsad
    paulsad Posts: 1,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Get your furniture from somewhere it doesn't "takes weeks to come"
  • Why would my broker tell me it's fine ?
  • zarf2007
    zarf2007 Posts: 651 Forumite
    Ninth Anniversary Combo Breaker
    hbastable wrote: »
    Why would my broker tell me it's fine ?

    Because

    A) he works for London & country
    B) he works for an estate agent
    C) he's a fool.
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    Freecycle, ebay, local FB groups - you can easily furnish a house without credit.
  • betmunch
    betmunch Posts: 3,126 Forumite
    hbastable wrote: »
    Why would my broker tell me it's fine ?

    Thats a question for him.

    Everyone on here will tell you not to
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Guess that's my mortgage offer gone then As the credit has already been taken out.
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