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Credit Report/Lloyds
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takingcontrolatlast
Posts: 714 Forumite
I'm not sure but...
On my credit report i thought that after the end of march that the debt i have with lloyds would not show as 6 years were up so to speak (though i'm still paying debt).
Now its saying that for a whole year AS rather than DF - I cant remember whether it said that before or not but i was convinced it was just DF from 2009 all the way to 2015... but i could be wrong?
Has anyone else experienced this? I dont know what AS stands for and i was paying back in 2009.
On my credit report i thought that after the end of march that the debt i have with lloyds would not show as 6 years were up so to speak (though i'm still paying debt).
Now its saying that for a whole year AS rather than DF - I cant remember whether it said that before or not but i was convinced it was just DF from 2009 all the way to 2015... but i could be wrong?
Has anyone else experienced this? I dont know what AS stands for and i was paying back in 2009.
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Comments
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takingcontrolatlast wrote: »I'm not sure but...
On my credit report i thought that after the end of march that the debt i have with lloyds would not show as 6 years were up so to speak (though i'm still paying debt).
Now its saying that for a whole year AS rather than DF - I cant remember whether it said that before or not but i was convinced it was just DF from 2009 all the way to 2015... but i could be wrong?
Has anyone else experienced this? I dont know what AS stands for and i was paying back in 2009.
Status codes here, although "AS" is not one of them curiously ???
http://useyournoddle.tumblr.com/post/20842124659/account-status-codesI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks for the link Sourcrates - apologies i should have posted AR - thats not on the link you sent me but I presume its arrears? Does the 6 year rule apply to just defaults do you know?0
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takingcontrolatlast wrote: »Thanks for the link Sourcrates - apologies i should have posted AR - thats not on the link you sent me but I presume its arrears? Does the 6 year rule apply to just defaults do you know?
Yes, a default will stay on your file for six years exactly, after which it will disappear as though it were never there.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thank you - i thought it was from when they AR me - i'll have to wait another year probably before it disappears!0
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takingcontrolatlast wrote: »Thank you - i thought it was from when they AR me - i'll have to wait another year probably before it disappears!
Look on your credit report, it will show the default date, six years from that date, all gone !!!!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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