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We will be debt free and happy with our allotment!!!

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Comments

  • 9 months ! that would be amazing ! So potentially you could be debt free before the end of next year !
    I think that's definitely worth considering taking the job if you get the opportunity,
    I also think most mothers feel guilty no matter what we do, over the years my children have tried all kinds of sports, had lovely holidays, gone on all of the school trips etc yet I still feel guilty that they haven't done enough ! Dh thinks I'm bonkers and so do my children, but I think its just part of being a mother, we want the best for our kids and worrying and guilt are all part of the job unfortunately
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Mrs_Toast
    Mrs_Toast Posts: 450 Forumite
    Well I've managed another NSD just! I did go shopping tonight but DH has won £30 on the machines at the pub this afternoon so gave me £20 for food :D. The money came from his petrol account so no spends for me. I also managed to get a few 'freebies' through Shopitize and Checkoutsmart which I will work out later. My total was £15 so there's £5 left for tomorrow (coeliac children's party for DS £2) and Monday (£1.50 playgroup) and then there's payday :D


    Dh's mum also helped us out with her usual bag of gluten free goodies which is always appreciated. She understands how expensive it can be with two of us gluten free (DS and I) so every Saturday she buys us things like chocolate bars, cakes, pasta and cereal.


    DH has carried on with the shed at the allotment and tomorrow will get some more fence panels off his Dad for the job. I'm hoping I can get a water butt and guttering cheap as it's desperately needed. Already I've found our local garden centre is offering a water butt for £10 if you join their club which is free.


    Tomorrow I'm hoping to do some baking before the party and prepare what DH and DD are having for tea.
    TOTAL DEBT £12,212.46/£2000 paid off
    Debt Free Goal September 2017
    #106 Emergency Fund £482.53/£1000
  • Mrs_Toast
    Mrs_Toast Posts: 450 Forumite
    Yesterday DS and I had a brilliant time at the Coeliac Support Group children's party. DS had so much choice on the buffet table and we came home with 3 bags full of goodies and a doggie bag of buffet food :D Hopefully that will last us for a good week or so.


    It's payday tomorrow so I'm currently working out a meal plan and shopping list for hopefully 2 weeks. I'm also planning out all our spends such as playgroups, petrol, school expenses, etc. That'll include the school disco (£1.50 plus snacks) and a school trip (£10). I will put it all here one it's finished but it's taking a lot of tweeking :(
    TOTAL DEBT £12,212.46/£2000 paid off
    Debt Free Goal September 2017
    #106 Emergency Fund £482.53/£1000
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker

    Hi Mrs T

    How are the spends planning going?

    glad you had a great time at the party.

    Have you got anything planned for the bank holiday weekend?

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Mrs_Toast
    Mrs_Toast Posts: 450 Forumite
    Hi Orange Fairy

    we aren't doing too bad on spends. I managed two weeks of food shopping for less than £50 and will only need milk, bread and fruit next week. Hopefully I can get some more baking done so the snack box is full for next week. DS's school got £10 got his school trip next week and will need £20 for Taekwondo on Tuesday. They've decided to do a free dress day on Wednesday for the Nepal Appeal so thats another £1. I'm really hoping there isn't anymore expenses but there is sports day before half term so not feeling very hopeful.

    Business wise I managed to get an order yesterday so I'm hoping to get a couple more by Tuesday which would make a great start to the month. I'm also down for Host of a new Bizmums meeting so I can build my confidence and be more professional. Maybe more orders too :) I have a planning session with my upline/friend tonight so I can plan out my month and get to my goals.

    I must cancel the direct debits not needed and sort out the council tax direct debit/payment. Any spare cash from these savings or from grocery funds will cover the hen party weekend next weekend and I also need to sell some of the kids clothes. OrangeFairy how do you get so successful on bay of E as I'm never very successful
    TOTAL DEBT £12,212.46/£2000 paid off
    Debt Free Goal September 2017
    #106 Emergency Fund £482.53/£1000
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker

    Morning Mrs T

    I have just been selling large quantities for not very much but it adds up. I sold an xmas gift set present for £25 which I never dreamt would sell for that much, a dress for £12 and a new swimming costume for £8. Sold a couple of elephant ornaments for a fiver each.

    The rest of it was a £2-4 sales pretty much but lots of them!

    Sounds like at least you have a handle on your spends.

    Good luck on the business front- sound positive!

    OF x

    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Bit quiet Mrs T - I hope all is okay?

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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