We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
zopa
I have a good credit rating but with a history of missed payments and have some credit card debt.
I've been declined in the past for various things.
I just got a loan from Zopa to consolidate card debt. To my surprise, I was accepted.
From what I have read, zopa are strict - can my credit rating be that bad if zopa accepted me?
I've been declined in the past for various things.
I just got a loan from Zopa to consolidate card debt. To my surprise, I was accepted.
From what I have read, zopa are strict - can my credit rating be that bad if zopa accepted me?
0
Comments
-
Its not to do with your credit rating but your credit history, they only accept you if they like what they see.0
-
well it was good enough for them thats what matters.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards