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Tesco Mortgages

Hi,

Just wondering whether anyone had any experiences (good or bad) with Tesco mortgages at all? Or anything that's hidden etc?

I'm looking to remortgage and looking at the Tesco 1.59% fixed over 2 years with the £195 product fee. So cost over the 2 years is totaling £9,795. This also covers basic valuation and legal work.

There is a Tesco 1.29% but that has a £995 fee also which over the 2 years will total £10,259.

I was going to go with the Natwest 1.45% fixed over 2 years, but that has a product fee of £995 too, so overall cost over the 2 years is totaling £10,441.

Looking at borrowing £99k over 25 years.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dendes wrote: »
    Or anything that's hidden etc?

    Such as what?
  • dendes wrote: »
    Hi,

    Just wondering whether anyone had any experiences (good or bad) with Tesco mortgages at all? Or anything that's hidden etc?

    I'm looking to remortgage and looking at the Tesco 1.59% fixed over 2 years with the £195 product fee. So cost over the 2 years is totaling £9,795. This also covers basic valuation and legal work.

    There is a Tesco 1.29% but that has a £995 fee also which over the 2 years will total £10,259.

    I was going to go with the Natwest 1.45% fixed over 2 years, but that has a product fee of £995 too, so overall cost over the 2 years is totaling £10,441.

    Looking at borrowing £99k over 25 years.

    Yes, it's becoming more and more difficult to find Golden Grahams...
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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