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FTB - Mortgage application just been declined!
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P45???
We have had one on the cusp of the deadline with the same lender and have submitted this.
They have not accepted it yet, although expect them to.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
P45???
We have had one on the cusp of the deadline with the same lender and have submitted this.
They have not accepted it yet, although expect them to.
Ah good idea! I will have a look. I seen to have misplaced my folder with all documents related to my previous employer, again out of character for me but we moved from south England to Scotland so it was big move.
I'm hoping this doesn't cause a delay it's nerve wracking enough!0 -
It will cause a delay I am afraid, you will not get an offer without providing this or a very similar document.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I will have another proper look tonight.
Also trying to get hold of mortgage broker to see if they will accept anything else. My last pay slip has complete breakdown of what was paid last year including deductions, you would think that would be enough.0 -
Our application was accepted!
Obviously not the best choice of lenders given the interest rate but I need to accept given other halves credit history.0 -
Congratulations! - and thankyou for updating us.
Might well be time to look for a more responsive Bank with better c.s. than Barclay's, bottom of the satisfaction survey printed in yesterday's Guardian.CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
01274 760721, freephone0800 328 0006'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
Norman Kirk, NZLP- Prime Minister, 1972
***JE SUIS CHARLIE***
'It is difficult to free fools from the chains they revere' François-Marie AROUET
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