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First Time Buyer
sheraz_aries
Posts: 12 Forumite
Hi
I with my partner planning to apply for Mortgage, I earn 35K while my partnet is on 20K. Both have permanent jobs.
We need to get 200,000 as mortgage. Our Experian report is Excellent. Would we be able to get 200,000?
Secondly we have 10K as down payment + 5K for Stamp duty, surveys, solicitor fees etc.
You reckon would we be okay to get mortgage as we planing to go for 5% deposit scheme.?
I with my partner planning to apply for Mortgage, I earn 35K while my partnet is on 20K. Both have permanent jobs.
We need to get 200,000 as mortgage. Our Experian report is Excellent. Would we be able to get 200,000?
Secondly we have 10K as down payment + 5K for Stamp duty, surveys, solicitor fees etc.
You reckon would we be okay to get mortgage as we planing to go for 5% deposit scheme.?
0
Comments
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Possibly.
Depends as much on outgoings as it does on income.
Enter your details in lenders' online affordability calculators and see what the outputs are.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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