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Pension Payments
pollyanna24
Posts: 4,391 Forumite
When applying for a mortgage, do you have to put pension payments down as a commitment? I have a personal pension, not through work, but my boss does pay into it (not much though).
Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.81
0
Comments
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That would depend on the lender and how they treat pension deductions.
Give them a ring and askI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
That would depend on the lender and how they treat pension deductions.
Give them a ring and ask
Thank you. I will add it to the list of questions I have for them!Pink Sproglettes born 2008 and 2010
Mortgages (End 2017) - £180,235.03
(End 2021) - £131,215.25 DID IT!!!
(End 2022) - Target £116,213.810 -
I've never put down my pension contributions on a mortgage application (nor my salary sacrificed lower salary), even considering my contribution is around 15%.Thinking critically since 1996....0
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