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Remortgage with a Glitch
Legacy_user
Posts: 0 Newbie
Morning, need some help
Trying to remortgage, my credit score is excellent but my wife's is poor as she is in a debt management scheme. Is there a way to remortgage without having to pay stupid interest rates. Have contacted a broker and went for the initial consultation but at that time I couldn't gain access to my wife's credit report, which I have access to right now. Any help/pointers would be appreciated.
Trying to remortgage, my credit score is excellent but my wife's is poor as she is in a debt management scheme. Is there a way to remortgage without having to pay stupid interest rates. Have contacted a broker and went for the initial consultation but at that time I couldn't gain access to my wife's credit report, which I have access to right now. Any help/pointers would be appreciated.
0
Comments
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So what else is there in addition to the DMP?
Defaults? If so, amounts and registration dates.
CCJs? if so, same info.
Chances are, you aren't going to get this at high street rates, so it's your call on proceeding off-high street, staying with existing lender and taking a customer retention product; or seeing if it's possible to remortgage into your sole name and do a transfer of equity to remove her from the ownership.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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