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Outstanding Debt

Marcusdmills · 2015-04-13 17:32:47

When I left the armed forces in 2008 I applied to be a driving instructor with RED the instructor college (who I believe have since gone into liquidation) the cost of the course was over 7,000 depending on whether I passed a CRB check which I did not as I have a previous conviction. I sent the relevant paperwork with my…

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sourcrates Posts: 32,375 Ambassador

14 April 2015 at 10:59PM

Marcusdmills wrote: »

Okay, thank you. I think this default date is incorrect but I am going to go and look on my previous banking history to make absolutely sure which was the date any monies was last taken for it from Barclays.
Will I need this kind of proof before sending the statute barred letter and complaint letter (also, who would I send the complaint letter to, the Ombudsman?)

Thanks for all your help!

Yes, you must be sure that a six year period has passed since your last payment or written acknowledgment took place, you would send the complaint letter to the creditor (Barclays) in the first instance, if you exhaust there complaints procedure, you would then go down the ombudsman route.

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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