Guarantor Mortgage or 3 person deal?

Huncho

Was wondering if there are any lenders out there who are particulaly good with guarantor mortgages or who consider three peoples income for the total avaliable to borrow.In brief:Flat Value: £160,000Deposit: £60,000My Income: £4,000 (still at uni - graduate 2008 as a surveyor)Partner's Income: £12,000Mother's Income: £18,000 (but has rent of £300 Per month and a child of 14 Years old)Any ideas what way is best forward?Thanks in advance.Mark.

maninthestreet

Wait until you have graduated and got a full-time job - you'll have significantly more income. There is no way your mother could help out financially on only £18,000 a year, taking into account £300/month rent and a 14 year old to clothe and feed. I didnt buy my first house until 4 years after I graduated from university.