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Your top money saving tip
Comments
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1. Use half the recommended amount normally for cleaning products like shampoo and detergent. :A You can always use a little more if desperate....
Others include:
A well stocked pantry topped up with vouchers and offers (I saved almost a third on some shopping by using a combination of offers and vouchers for baked beans and tinned tomatoes and tinned peaches and soya milk etc etc)
Stainless steel pans (No replacing non-stick pans every couple of years and you can use the wire wool liberally :rotfl:)
Get three quotes for any job you need doing.
Never leave your money languishing in a less than optimal bank account. Make sure your money is working as hard as you are.
Find a good car mechanic
Use a spreadsheet
Work your connections to get free/low-cost things and advice. :beer:0 -
Menu planning and receipt vigilance - note every spend.
Adding lots of extra veg and lentils to traditional meals ie: mince based dishes etc.
Using half or less of whats recommended on the packet. Portion control.
Read Old Style posts!... and if you can't find time to join in "lurk".
Weigh and measure everything.
Recycle, up- cycle, waste nothing.
Be creative.
Vinegar - cleaner, softener, wonder stuff!
Basically to save cash just cut back on actually visiting shops unless absolutely necessary.I have managed to reduce my spending by doing this so this morning I have in front of me my menu plan for the rest of the month.
Last week I was tempted to buy a small table in a charity shop that I was going to renovate (one of my hobbies ) I didn't buy it on Tuesday ,but when I went to have another look at it on Thursday it had been sold so although I havn't got it I still have the £5.00 in my Happy Cash Stash that would have bought it
Thats another thing I have my HCS(see above) which I keep to 'treat' myself to things not in my food budget:) Sometime if I see something I really fancy its then up to me to decide if I want to treat myself.What ever is left from my food budget purse I put into my holiday fund money which pays for treats for my DGS when we are away on holiday
Treat your housekeeping and money as a business, and keep regular records of where the money goes to.
You'd be suprised how easily you get used to
'Think once,Think twice, before you buy'
Good luck on your new adventure0 -
I think this one i first saw on 'a girl called jack website'
Whenever you're buying milk, get the blue top full fat stuff. Then buy a box of dried skimmed milk from Tesco and mix them.
For every litre of the fresh milk, mix in one pint of the milk powder in a jug then mix together.Liverpool is one of the wonders of Britain,
What it may grow to in time, I know not what.
Daniel Defoe: 1725.
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Look to see what you have before splashing the cash.The secret to success is making very small, yet constant changes.:)0
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Thank you OP for starting this thread.
i shall be reading with interest
regards:j0 -
Batch cook and meal plan. Not only cuts down on food wastage, but also means you are less tempted by ready-meals, pre-packed snacks and takeaways. As well as main meals you can make panini or wraps and freeze ready to toast.0
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I think the two most important things are to have a budget, even if it is only on pen and paper it doesn't need to be a complicated spreadsheet.
The second one is pay yourself first, if you want to save money make sure the money goes out into whatever savings account or ISA you have the day you are paid so you don't have a chance to spend it.:)0 -
Meal plan & batch cook.
It is one tip, honest. Just the planning, counting, cooking, packaging, freezing bit covers a lot of ground.
However it saves a bundle & means you can slump at the end of the day with a real meal rather than snacks or takeaways.
All the best!0 -
Stay away from the shops,at weekends we head to the beach or country walks,fishing.Take lunch with you.If we food shop we only buy reduced things and shop about 7pm so we can buy food at 10p or less.Our local tesco reduce fruit and veg to 2p around 8pm,we got a weeks worth of meals for £2.70.we do this twice a week and freeze a lot.Only spend cash it makes you think about what things cost.0
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Never go shopping hungry. You're more likely to buy with your stomach than your head or listWhat's yours is mine and what's mine is mine..0
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