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sarahevie's single quest to mortgage freedom

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
721 replies 96.9K views
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  • edited 4 November 2015 at 11:59PM
    Ali-OKAli-OK Forumite
    4.1K posts
    Part of the Furniture Debt-free and Proud!
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    edited 4 November 2015 at 11:59PM
    Well done on the weight loss :T

    Good luck tomorrow both with car being all fixed and work.

    And with DD and glasses, at least they're accepted these days...know a few kids who wanted glasses (but didn't need them) because their friends had them!

    She sounds a tough cookie with the other health issue, if it's any comfort my Mum was born with only one lung that grew and her chances of survival were minimal from birth with best ongoing outcome she wouldn't see the teenager years...yet she's still hanging in there aged 76 :D and she's had major surgery more than once for unrelated problems (one was a 10 hr op). Defying the medics ongoing has been her life times goals :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • LuckyinlifeLuckyinlife Forumite
    1.6K posts
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    half a stone well done :]

    Hope the car is sorted as well
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Petal88Petal88 Forumite
    261 posts
    Well done on the half a stone! Need to lose one and a half myself so this is inspiring :)
    Mortgage Apr '15: £316,384
    Mortgage Oct '17: £305,399
    Daily interest at start: £38.23
    Daily interest Sep '17: £12.09
  • debtfreeonedaydebtfreeoneday Forumite
    3.4K posts
    Part of the Furniture 1,000 Posts Name Dropper PPI Party Pooper
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    Well done on losing half a stone! Glad the car is fixed... good luck with the lesson obs today!
    DFW (08/08) £64,346.53 Gone for good (02/19)
    MFW (01/15) £68,031.51
  • sarahevie1sarahevie1 Forumite
    574 posts
    Fifth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
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    We did well in our Local Authority review. It'll be three years in Jan since the school I teach at were put into special measures. I joined them when they had just been upgraded to requires improvement i June 2014.

    Ofsted is now imminent, supposedly before christmas, but with a shortage of inspectors we could still be waiting in the summer.

    Anyhow to help us prepare we have undergone a local authority review, or 'mockstead' as many are calling it.

    Overall we got 'good' which is wonderful. However, personally I did quite well. My lesson was graded 'good' with 'outstanding features.' My Head challenged why it wasn't outstanding - and all the inspector could come up with was that a child had taken a toy off another child and it wasn't noticed. (The children in question were free flowing whilst I was doing a small group intervention maths session with my lower ability.)

    My head said personally she thought it was outstanding, and that there was no way I could have noticed the child taking the toy, because it didn't lead to crying or telling tales etc - they just got on with it. As this is going towards my observations/appraisal this year I'm very pleased.
    Home - Cash purchase £350,000 nov 2018
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    BTL: Purchased £105,000 June 2019 - Rented £650
    BTL purchased July 2020 - New £170,000 mortgage - Rented £795
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • beanieloubeanielou Forumite
    72K posts
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    Sounding awesome :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • debtfreeonedaydebtfreeoneday Forumite
    3.4K posts
    Part of the Furniture 1,000 Posts Name Dropper PPI Party Pooper
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    Well done, sounds all good for the School esp if you are now at RI.. and well done you for your OS lesson!
    DFW (08/08) £64,346.53 Gone for good (02/19)
    MFW (01/15) £68,031.51
  • Ali-OKAli-OK Forumite
    4.1K posts
    Part of the Furniture Debt-free and Proud!
    ✭✭✭✭
    Well done on your lesson and to the school :j
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • sarahevie1sarahevie1 Forumite
    574 posts
    Fifth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    ✭✭
    Ali-OK wrote: »
    Well done on your lesson and to the school :j

    Thank you - its been a really tough three years for everyone, I've felt the pressure and I wasn't even there when they went into special measures.
    Home - Cash purchase £350,000 nov 2018
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    BTL: Purchased £105,000 June 2019 - Rented £650
    BTL purchased July 2020 - New £170,000 mortgage - Rented £795
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • sarahevie1sarahevie1 Forumite
    574 posts
    Fifth Anniversary 500 Posts Combo Breaker Mortgage-free Glee!
    ✭✭
    Well done, sounds all good for the School esp if you are now at RI.. and well done you for your OS lesson!

    Thank you, well officially it was good, but the deputy head actually came to say she was really pleased for me, that I'd worked really hard etc, so was pretty chuffed.
    Home - Cash purchase £350,000 nov 2018
    Original mortgage free date Nov 2037
    Mortgage free August 2018

    BTL: Purchased £105,000 June 2019 - Rented £650
    BTL purchased July 2020 - New £170,000 mortgage - Rented £795
    Teacher pension - DB scheme
    LGPS pension - DB scheme
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