We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Credit File Advice
ezzauk
Posts: 45 Forumite
Hi All, i'm now looking to clean up my credit file but, i need some advice.
I had some debt with Barclaycard and this was transferred to Pco Holdco S.a.r.l, I also had debt with MBNA (Virgin Money) this looks like it was transferred to Pra Group (Uk) Limited.
Now my question is who do i send the letters to, i have the account numbers to the CC with the original companies, but don't know any of the details for the companies they were transferred to?
Kind Regards
Ezzuk
I had some debt with Barclaycard and this was transferred to Pco Holdco S.a.r.l, I also had debt with MBNA (Virgin Money) this looks like it was transferred to Pra Group (Uk) Limited.
Now my question is who do i send the letters to, i have the account numbers to the CC with the original companies, but don't know any of the details for the companies they were transferred to?
Kind Regards
Ezzuk
0
Comments
-
sounds like the debts were bought by PCO and PRA. i have just been and done all this and i just called the companies who bought the debt and settled it with them. I dont partial settlements and managed to clear everything off. I would work out what you owe each of them and pay off in full if possible. If not agree settlement figures with each of them thats affordable for you.0
-
mullen8627 wrote: »sounds like the debts were bought by PCO and PRA. i have just been and done all this and i just called the companies who bought the debt and settled it with them. I dont partial settlements and managed to clear everything off. I would work out what you owe each of them and pay off in full if possible. If not agree settlement figures with each of them thats affordable for you.
This is a post bankruptcy clear up, the debts were transferred to companies that manage this.0 -
You write to whatever companies have incorrect entries on your credit reports in their name.
Links for address if they are in the buyers name.
PCO HOLDCO S.A.R.L.
PRA GROUP (UK) LIMITEDFree/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards