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CCJ Question

Jon82
Posts: 2 Newbie
Hi
I am new to these forums so please bear with me.
About 3 years ago In was taken to County Court and lost (and rightly so) and had to pay £500.
To not get a CCJ, I agreed to pay £500 within 1 month.
Now this is where I am to blame as I never checked my Bank Account but the company never cashed my cheque.
They admitted they recieved it but never cashe dit (never gave a straight reason)
They have made zero attempt to get the monies off me through other channels since then.
I have now relised my credit report does not look as good as it could do.
Is there a way to fight this?
I admitted guilt and agreed to pay immediately but as I never kept a check on it am I screwed for another 3 years?
Thanks In Advance
I am new to these forums so please bear with me.
About 3 years ago In was taken to County Court and lost (and rightly so) and had to pay £500.
To not get a CCJ, I agreed to pay £500 within 1 month.
Now this is where I am to blame as I never checked my Bank Account but the company never cashed my cheque.
They admitted they recieved it but never cashe dit (never gave a straight reason)
They have made zero attempt to get the monies off me through other channels since then.
I have now relised my credit report does not look as good as it could do.
Is there a way to fight this?
I admitted guilt and agreed to pay immediately but as I never kept a check on it am I screwed for another 3 years?
Thanks In Advance
0
Comments
-
Hi,
So has a CCJ been registered against you now then ?
I suggest you give National Debt line a ring on : 0808 808 4000
as its too specific a question to be answered correctly on a discussion forum.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »Hi,
So has a CCJ been registered against you now then ?
I suggest you give National Debt line a ring on : 0808 808 4000
as its too specific a question to be answered correctly on a discussion forum.
Hi It is.
I have sent them an email, but was unsure it was a debt issue or legal issue.0 -
I have sent them an email, but was unsure it was a debt issue or legal issue.
That was my worry too, they should be able to advise you.
In the meantime you could post your question on :
http://legalbeagles.info/
this is the forum for all things of a legal nature.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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