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I just wanted to Welcome you along too. There is a lot of us out there but you can rest assured everyone is willing to help with lots of excellent advise or just read and gee you up when you are down.
I know I've been in that position.
All the best. xLBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 5510 -
Hiya. I didnt want to read and run so thought i would say hi.
Well done on taking the first step - its always the hardest but you've made it though that bit now x
I have found the DFW forums the most friendliest of all on MSE, lots of people with similar issues and mostly friendly advice and support.
A few people have set up their own debt free diaries on their own thread, a place to write about their debt free journey. I have found reading them to be very inspirational. It was reading a few of them as a long term lurker that inspired me on to deal with our own debt. - Take a look at some of them- maybe start your own.
Good luck on your road to debt freedom x.Finally dealing with debt: 01.01.2015 -£10,562.:(
01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957
Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
2015: Sell £1000 #69 £510.97/1000
Virtual sealed pot challenge #24 £32.19/£3000 -
Hiya. I didnt want to read and run so thought i would say hi.
Well done on taking the first step - its always the hardest but you've made it though that bit now x
I have found the DFW forums the most friendliest of all on MSE, lots of people with similar issues and mostly friendly advice and support.
A few people have set up their own debt free diaries on their own thread, a place to write about their debt free journey. I have found reading them to be very inspirational. It was reading a few of them as a long term lurker that inspired me on to deal with our own debt. - Take a look at some of them- maybe start your own.
Good luck on your road to debt freedom x.Finally dealing with debt: 01.01.2015 -£10,562.:(
01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957
Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
2015: Sell £1000 #69 £510.97/1000
Virtual sealed pot challenge #24 £32.19/£3000 -
Good luck on your journey Jo Jo. Really wish you all the best. And hope your partner gets the help he needs too. If you feel up to it, the 'what small DFW things are you doing today?' Thread is great for daily chat and support.
Bob" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Welcome Jo Jo - you really are in the best place. Until I got into the forum I was pretty naive and although we had the LBM that got us into DMP, we only really started getting savvy after listening to the great advice on here. The support has been indispensable too - a few low moments have come my way but the good people here have kept me going. If you look at my sig you can see how big our debt is/was but I know I am not alone. And you won't be either.DMP since August 2011
DFD January 2018 hopefully sooner :j
Debt at start: £98769:eek:
Debt now: £24993:o
Paid back: £73776 :j
Taking it one day at a time:T0
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