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Advice please on ccj

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  • andyfromotley
    andyfromotley Posts: 2,038 Forumite
    Hi Julianne,

    welcome. The advice you have had is sound, and you are in very good hands with Stepchange from what i hear.

    Don't beat yourself up about how or why you got here. Welcome to your light bulb moment. We have all been there. You will find tons of support on this forum and you can work your way out of this.

    If you ever feel your debts are getting you down to this extent again please consider calling the samaritans. Good luck.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • fatbelly
    fatbelly Posts: 22,966 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    rainbowj63 wrote: »
    . Ive got the 90 quid so Im squirreling that away any ideas how long the process takes.
    Many many thanks for your replies.
    Julianne
    Once you've paid the £90 on the barcode your intermediary can submit the application online. It is normally accepted on the following working day. Everything is frozen at that point.
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