Should cyclists have to take out compulsory insurance?

brat

andydiysaver wrote: »

I buy it because I don't want to waste megabucks on insurance when I could drive more carefully and keep it low.....I pay it yearly not monthly as well - insurance is a pain in the neck, needs to be kept as low as possible! I am completely motivated by the value saving in not totalling my car, both in terms of not having to buy a new car, and not having to lay out megabucks on insurance I could have avoided just by taking a bit more care...

Other factors should provide a greater motivation to drive well, like courtesy, consideration, and first and third party safety.

The cost of insurance might play a small part for some, but in my mind it is the wrong motivator. If one's instinctive reaction to a potential collision event is based more on finance than safety, especially third party safety, that's not good.

silverwhistle

brat wrote: »

If one's instinctive reaction to a potential collision event is based more on finance than safety...

If I hit that wall it's going to be expensive, that bike won't do so much damage...

enjoyyourshoes

How about:-


Disabled motorised buggies


Horses


Carts


walkers


Walkers with dogs


Parents (or grandparents) with buggies


skateboarders


In line skaters


Rec Bull soap boxers


Shopping trollies

frisbeej

Plus cows, sheep and rabbits.

armyknife

enjoyyourshoes wrote: »

How about:-


Disabled motorised buggies


Horses


Carts


walkers


Walkers with dogs


Parents (or grandparents) with buggies


skateboarders


In line skaters


Rec Bull soap boxers


Shopping trollies

Did all of those things also jump over the moon?