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Link between Agreement in Principle & full application?
starfish2014
Posts: 24 Forumite
Hi there,
We had our DIP accepted recently after numerous problems. To cut a very long story short, the lender was confusing me with a family member who has the same initial and surname as me. I still for the life of me can't understand how this happened as we have completely different dates of birth (some 30 years apart) and she lives at an address I have never been associated with (my husband has though). Anyway, after a lot of stress the lender finally accepted we are two different people and we got our DIP. Now we are about to submit our full application (with the same lender) my question is will this issue raise its ugly head again? We have checksd both Equifax and Experian and everything is as it should be so no idea where this information came from, just hope it doesn't delay/scupper our mortgage offer.
We had our DIP accepted recently after numerous problems. To cut a very long story short, the lender was confusing me with a family member who has the same initial and surname as me. I still for the life of me can't understand how this happened as we have completely different dates of birth (some 30 years apart) and she lives at an address I have never been associated with (my husband has though). Anyway, after a lot of stress the lender finally accepted we are two different people and we got our DIP. Now we are about to submit our full application (with the same lender) my question is will this issue raise its ugly head again? We have checksd both Equifax and Experian and everything is as it should be so no idea where this information came from, just hope it doesn't delay/scupper our mortgage offer.
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Have you checked the other credit agency Callcredit? You can view for free through Noddle.0
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