We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Vendor won't instruct solicitors until I receive mortgage offer

2»

Comments

  • nubbins
    nubbins Posts: 725 Forumite
    meer53 wrote: »
    Am i missing something or isn't it normal to get a mortgage offer before making an offer to buy a property ?

    What happens if you don't get a mortgage offer ?

    Yes you are missing something and that is a mortgage offer is property specific.

    OP it sounds like he is being a bit of a bell end, like others have said just sit back enjoy Easter, stop trying to control every aspect of the sale and what will be will be.
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    meer53 wrote: »
    Am i missing something or isn't it normal to get a mortgage offer before making an offer to buy a property ?

    What happens if you don't get a mortgage offer ?
    Agreement in Principle yes, mortgage offers are attached to specific houses though :)
    Changing the world, one sarcastic comment at a time.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    But in this case it's out of my hands... The mortgage application was submitted on the day the (full asking price) offer was accepted. The valuation took place 2 days later. Surely that can't be classed as time wasting. I can't make lenders turn applications round any faster.

    My comments weren't direct at you personally. Many people have had previous bad experiences. As potential purchasers simply disappear. So understandable why someone holds a diametrically opposite view to yourself.
  • MissBizzita
    MissBizzita Posts: 51 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    I get that, but surely as an estate agent with years of experience if I've managed to get things sorted this far, including paying for a valuation and jumping through his many hoops it's clear that I'm not going anywhere.

    Especially given that he's the one who when we made offer said that he'd like to complete in 4 weeks! By not instructing his solicitors to at least get the ball rolling now, it will just delay matters ultimately.

    Each to their own, I guess. Just opened a bottle of wine so going to relax and enjoy the long weekend!
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get that, but surely as an estate agent with years of experience if I've managed to get things sorted this far, including paying for a valuation and jumping through his many hoops it's clear that I'm not going anywhere.

    The EA acts on the instructions of their client. That's the bottom line.
    You are not in a position to dictate or control anything.
  • MissBizzita
    MissBizzita Posts: 51 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    The estate agent is the client. It's his house. I know I can't control, doesn't mean I can't think he's an idiot and question whether his behaviour is normal or not.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    all they need to do is tell you who the solicitors will be for yours to contact at the appropriate time.

    I would tell you I have instructed XYZ,

    what you won't know is what those instructions are
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The estate agent is the client. It's his house. I know I can't control, doesn't mean I can't think he's an idiot and question whether his behaviour is normal or not.

    Perhaps you are your own worst enemy then. If that's your attitude to others and the way you come across when dealing with people in daily life. Costs nothing to deal with people with respect and good manners.
  • Why the need to make this personal?

    You have absolutely no clue about how I go about dealing with people.

    Do you know this person? Have you been on the end of his endless phone calls or emails? Have you got the first idea about how I've dealt with him despite his rudeness? It would appear not.

    I asked a question about whether his behaviour was normal and whether there was anything I could do in the circumstances. You've given your opinion, which I have taken on board. Now kindly refrain from making wild assumptions about me when you are not in possession, nor do you seem to care, about the facts of the matter.
  • pookied87
    pookied87 Posts: 41 Forumite
    Just wait for the lender to contact your solicitor as they act on your lenders behalf also. And proceed as you would, when it becomes apparent there's a delay Only will he be at fault his end surely? for not instructing his solicitor in good time.. so I needn't worry I were you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.