Mortgage Help

mmamujee86

Hi,

We have got an AIP from Kent Reliance. We are applying for shared ownership.

My mother in law gave us a gift of £4000 to contribute towards our deposit.
Our solicitor and KR have requested her bank statements. I have provided them with the gift letter and her ID but she has outright refused to give her bank statement as this is too personal which is understandable.

I have no idea on how to proceed.

Any advice

Thanks

Teaandtoast0124

Some banks only require a gift letter and a signature.

amnblog

As we often tell clients, if you want the Lenders money you need to provide what they request.

She does not have to give the copy to you, she can give it direct to the lender.