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mortgage acceptance apply for new CC?

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We have received a DIP and then got a full mortgage acceptance , but its £9k less than we need to buy our new house. We are able to get £5k ourselves and some family members have chipped in to help us get the other £4K. I’d like to pay them back as soon as possible and was considering taking out a loan a few months after we moved in to the new property (once on electoral role). But I’ve seen an article on money transfer cards and was considering this.
Would applying for one of the cards that offer cash transfers just now (even though I wouldn’t transfer the cash until after we had moved in) affect my offer from Aldermore?

Comments

  • ACG
    ACG Posts: 24,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Yes.
    And so will the fact you have presumably lied on your application? Aldermore do not accept loaned deposits.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quanz2
    Quanz2 Posts: 202 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    sorry make I should have phrased it better - mother and mother in law have given us the money they aren't asking for it back - but I would rather give them it back. I feel somewhat guilty about taking their savings off them.
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