We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Discharge Scotland

eddiemacthedog
Posts: 97 Forumite
In the fortunate post'n to pay off my mortgage with Barclays/woolwich but believe the process may be different up here in scotland.
I phoned Barclays today and they are sending out a final redemption figure in the post, now I asked when I pay the final amount the "deeds" and a covering letter will be sent to my home address, they also said the charge they have will be released but I thought a solicitor had to do it in scotland? Maybe they were unaware of the differences up here or maybe they can do it without the need for me to involve a solicitor.
Has anyone been through a similar process and have an idiots guide to how all this is supposed to pan out?
Thanks in advance
I phoned Barclays today and they are sending out a final redemption figure in the post, now I asked when I pay the final amount the "deeds" and a covering letter will be sent to my home address, they also said the charge they have will be released but I thought a solicitor had to do it in scotland? Maybe they were unaware of the differences up here or maybe they can do it without the need for me to involve a solicitor.
Has anyone been through a similar process and have an idiots guide to how all this is supposed to pan out?
Thanks in advance
0
Comments
-
You'll pay a mortgage redemption exit fee when you settle the mortgage. This covers all Barclays admin and legal costs in removing the charge and sending you any paperwork.0
-
Do you don't think I will have to involve a solicitor?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards