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Ecstatic Laughter In The Evenings

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  • Munqui
    Munqui Posts: 3,439 Forumite
    MKS wrote: »
    :o 10p here. :beer:

    I'm putting in a complaint! Sains always a rip-off around here :mad::rotfl:
    #CHEEKY :cool:
  • Swad12345
    Swad12345 Posts: 493 Forumite
    Ah, so you have been to Newhall ?

    Or the Gosely?

    lol think u are quite local to me??
  • MKS
    MKS Posts: 10,328 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Nannylala wrote: »
    Good evening David don't know about grans legs I love a nice bit of Stilton with my suppers but reminds me of old socks;)Hope you have enjoyed your Easter weekend :)
    Hope that you've had a lovely weekend too, Nanny. Please say Hi to Lala for me.
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    You are kind of right, there are working tax credits, which anyone with or without children are entitled to depending on what they earn, and also child tax credits, which as the title suggests you have to have a child in order to get, and also depends on your salary. I earn too much for working tax credits, but get child tax credits.

    However, I think a lot of people don't know this, and the perception is they're just another benefit and they get lumped in with all the others.

    My kids were 2.5 and 3.5 when I split up with my husband. I started in the police a short time later, full time, and to be honest, if it hadn't of been for tax credits and the contribution towards childcare costs I was entitled to at the time (think it was either 75% or 80%, can't quite remember), then I would never have been able to afford to take the job. The kids had to go to nursery full-time, which was around £800, and on the starting salary I was on I just wouldn't have been able to afford that on top of mortgage, bills, food etc.

    I actually didn't go part-time until I had quite a few years in the job, but since I did I've always done more than 30 hours.

    Your cleaner sounds lovely FC, with a great work ethic, and I know from previous posts she has given you a lot of support and become more than just a cleaner to your family.

    I guess it could have gone the other way when my ex left, and I could have stayed at home, claimed benefits etc. However, I've worked since I was 13, and there was no way I was giving up the house we lived in, so I needed to pay the mortgage. However, it did make me smile when I sold up 7 years ago to move to an area within catchment for a better school and my house sold for almost 4 times what I (we) paid for it. :D

    Well done you LS. It's about drive and if you are driven to achieve something...you can. And the sense of achievement when you do is second to nothing :D some people don't ask to be left in bad situations.

    As for my cleaning lady. She has indeed been a godsend and has become more a friend than anything else. I can only work this week because she's agreed to look after the kids rather than do the cleaning. Although she'll probably do both knowing her :o

    She refuses to take more money because it takes her over her earnings for tax credits. She did however agree to an interest free loan to pay for her studies ;) A small amount deducted from her wages every week to pay it back.
  • purpledonkey
    purpledonkey Posts: 6,997 Forumite
    'I solemnly swear that I am up to no good'
  • HILLBERN
    HILLBERN Posts: 3,125 Forumite
    Fifth Anniversary 1,000 Posts Mortgage-free Glee!
    fairclaire wrote: »
    All that stuff will still be there when you get back Hillbern. Go and worry about it when you get back :) I'm sure the nightmare will have a great time as well. Maybe he needs a holiday just as much as you do ;)

    You always have wise words- and yes I was thinking the same with the 'horror' as you stated. but thank you FC with as much on your plate as you have you are always about giving friendly advise and words of wisdom. and you take care :) x
  • MKS
    MKS Posts: 10,328 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 6 April 2015 at 10:14PM
    fairclaire wrote: »
    as i said previously i don't know a lot about benefits but working tax credits aren't like other benefits are they? They aren't issued by the dwp and are given to people who work. I actually think they are good if it means it can make it more affordable for people to actually work rather than the alternative....which they would be slated for.

    It's also a very slippery slope when people in certain circumstances are judged for which shops they go in to. I personally wouldn't like to see a society where we say......you are on benefits, you can't go into a designer shop :eek:

    My cleaning lady.....who is an 'immigrant' by the way. Works 2 jobs, has 2 very young kids and gets tax credits. It means she can work part time and still be there to look after the kids when needed. She's also just started studying for a degree, which she's paying for herself. She doesn't claim any other benefits. Some people come here for a vastly better life and as such are prepared to work hard for it.

    I think that these people are in the majority :T
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    David. wrote: »
    I read that as "You clearly sound lovely FC, with a great work ethic"
    was just about to put you right but dont need to bother now :D

    :eek::eek: how rude! just because you haven't had the guts to pay for an hour of my time :whistle: you go for the cheaper alternatives :p :rotfl::rotfl:
  • David.
    David. Posts: 24,086 Forumite
    MKS wrote: »
    Am trying too. Difficult day yesterday, today not much better. :( I am not an immigrant, and I benefit from wine. :p To be fair, i know a fair few people who are 'immigrants' and work hard and aren't on benefits. Have to speak as I find. By the way, are you saying you don't like wine?:eek:

    Yeah yeah yeah
    No the conversation was immigrants plus benefits and then TM decided to throw wine around :eek:
    I have thoughts on all 3 but am keeping out of it but what I can say is I am not keen on wine
    When The Fun Stops Stop ;)
  • MKS
    MKS Posts: 10,328 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    You could well be right ;):cool::D

    All good here MKS thanks, hope you're doing ok too :)

    On the whole, yes thanks.
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