We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

rebuild mortgage

I am looking at buying a house for 50 - 55k which needs 10k's worth of rebuild/restoration work. When this is complete it will be worth 72-75k. Is there a way I can get a mortgage to cover the value of the house now and the money needed to complete the work? If now what is the best way around this? I am a first time buyer and am finding this all a bit of a head spin. Thanks Janey ( alias Jasper )

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are indeed a few lenders that will look at finance for the purchase and then redevelopment.

    It will depend on your circumstances and situation, as to whether they will agree to your scenario.

    The property type and work needed to be carried out will also have a bearing on what lenders will agree to this.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JASPER_3
    JASPER_3 Posts: 2 Newbie
    thanks for that, it's good to know it's possible.....but I am having difficulty finding those companies, can you suggest any?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.