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6.8.07 what small dfw/mse thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
Welcome to a new week :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
Welcome to a new week :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- check online banking and update spreadsheet
- do a meal plan based on storecupboard ingredients
- do some baking for kids packed lunch boxes (they are at sport camp this week so need high energy food)
- have an appointment with a blinds rep - just to get quidco cashback
- do piggy clicks and surveys
- take coffee to karate tonight to avoid spending in Costa Coffee
- not use the car unnecessarily
- not increase my debt in any way
- be positive!
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Errr.. Hypno... you're 11 months ahead of the rest of us

Today I have - brought lunch etc in from home.
And I will be - looking at some studying/ training courses options, which might cost me some money (some free via work though :T ) but hopefully will pay off in the long run!
Think that's about it!Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
Ooh, If I am 11 months ahead of myself, that means one of my loans has just ended and I can snowball the money :rotfl: Better see if I can amend the date - talk about wishing your life away!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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HI
I'll be doing my clicks today. Also got the sheets in the machine so will hang those on the line as it's such a lovely day
Will also rope DD into 'fun' dusting for some free entertainment lol! She can dust while I hoover - what an exciting life!
I will attempt to prevent myself from going to town to stop myself spending.
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Today I will be:
- posting my Amazon sales and packaging up 2 more.
- Keeping positive
- Not adding to my debt in anyway.
- Update spreadsheets to includes sales affect!
Have fun xCurrent debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
Today I hope to dry two loads outside (despite the clouds gathering!) - if it does rain then I'll take the time to set up the clothes airer in the conservatory and do it that way.
I'm paying in two cheques to my account - and NOT visiting the shops while I'm in town.
Not much, but better than nothing.Resolution:
Think twice before spending anything!0 -
Hi all
Today I have done my piggy clicks and will do some more knitting ready for Christmas presents/Birthday presents (all my family's birthdays start kicking in next week:eek: they all arrive together and finish a month before christmas!!!)
Will also try and take some photos for ebay stuffOfficial DFW Nerd - Member 408 - Proud to be dealing with my debts!0 -
Well today,
Daily clicks all done washing out on the line. I posted 15 books on amazon yesterday and already sold 3 so thats £20 in my amazon account already will parcel up and take to post office. Going to have a look round charity shops to see if i can get some cheap books lol.
have a good day
sweepyxxAim to be mortgage free by 2017
MFW 2016 overpayments here we go again £10000
:T:T:T:T:T0 -
Today i am going to see if paying of my loans will give me any money back, and will it be better in the long run instead of paying a cc off (will save 200 per month instead of 60 so seems to make some sense) then i will be making a new claim with dss/ctc for my newly single status.................then not very money saving i am going to buy a hair dye i wanna be blonde again instead of mousey. xx0
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Will do piggy clicks when they appear
Will do mystery shopping at lunchtime
Bought packed lunch
Will look at internet banking and get my spreadsheet up to date
Join Slimming World for half price membership tonight :eek:
C xx0 -
Have taken in my lunch and am helping out at my WW class tonight so don't have to pay for it.Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0
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