HELP! car finance nightmare

andyfromotley

digitalsakura wrote: »

from what i was told the broker can only use Barclays to approve the PCP finance so getting a private source won't help.

Yes it would, you no longer wish to but it by PCP, you now wish to pay cash, (using the money you obtained by way of a loan!)

Its a very strange broker that won't let you pay cash for a car!!! If thats the case avoid them, use someone else.

molerat

Some deals include a manufacturer / dealer contribution which is only available on taking finance - Ford recently had £2.5K off a Focus.

andyfromotley

Yes Molerat but that hasn't been mentioned here and its an online broker not a dealer so i don't think that is the case here?
Just doesn't make much sense, i understand why they would want you to use a particular finance product, (because they will get some sort of commission no doubt) But to say you can ONLY use that method of finance, and ONLY via this finance company seems odd?