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First time buyer options?
Options
Comments
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Halifax didn't ask for a bank statement though they asked for three payslips. This is because I earn monthly commission so they want to take an average of that. If you just have a basic salary and nothing else, the lender may just ask for one payslip.0
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kingstreet wrote: »On my list of questionable outfits along with Skipton, West Brom and the Pru (the latter 2003 - You Know What You Did!!!).
Why is West Brom questionable? Are you a dingle? :PMortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
Cashback sites: £900 | £30k in 2016: £30,300 (101%)0 -
Why is West Brom questionable? Are you a dingle? :P
West brom broke their T&Cs to increase the pay rate on a large section of their mortgage book.
There's court action being brought against them by those affectedI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Can anyone point me in the direction of some decent brokers in south Manchester area? Thanks0
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ACG who can normally be found hereabouts is based in Sale, IIRC.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Thanks thats very local to me, do you mean i can find him on this forum or is that a company name?0
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madchester wrote: »Thanks thats very local to me, do you mean i can find him on this forum or is that a company name?
Read a few threads and he's bound to have posted in some of them.
Like this;-
https://forums.moneysavingexpert.com/discussion/5286051I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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