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First time buyer options?

Options
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Comments

  • TBeckett100
    TBeckett100 Posts: 4,732 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Halifax didn't ask for a bank statement though they asked for three payslips. This is because I earn monthly commission so they want to take an average of that. If you just have a basic salary and nothing else, the lender may just ask for one payslip.
  • Dird
    Dird Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    kingstreet wrote: »
    On my list of questionable outfits along with Skipton, West Brom and the Pru (the latter 2003 - You Know What You Did!!!).

    Why is West Brom questionable? Are you a dingle? :P
    Mortgage (Nov 15): £79,950 | Mortgage (May 19): £71,754 | Mortgage (Sep 22): £0
    Cashback sites: £900 | £30k in 2016: £30,300 (101%)
  • betmunch
    betmunch Posts: 3,126 Forumite
    Dird wrote: »
    Why is West Brom questionable? Are you a dingle? :P

    West brom broke their T&Cs to increase the pay rate on a large section of their mortgage book.

    There's court action being brought against them by those affected
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • madchester
    madchester Posts: 14 Forumite
    Can anyone point me in the direction of some decent brokers in south Manchester area? Thanks
  • kingstreet
    kingstreet Posts: 39,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ACG who can normally be found hereabouts is based in Sale, IIRC.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • madchester
    madchester Posts: 14 Forumite
    Thanks thats very local to me, do you mean i can find him on this forum or is that a company name?
  • kingstreet
    kingstreet Posts: 39,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    madchester wrote: »
    Thanks thats very local to me, do you mean i can find him on this forum or is that a company name?
    On here.

    Read a few threads and he's bound to have posted in some of them.

    Like this;-

    https://forums.moneysavingexpert.com/discussion/5286051
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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